In this episode, I'm chatting with Andy Schoonover, the founder and CEO of CrowdHealth, a revolutionary community-powered alternative to health insurance that’s helping thousands of people fund their healthcare through crowdfunding, not corporate middlemen.
But here’s where it gets really interesting: Andy’s not just disrupting healthcare, he’s building Bitcoin circularity into the system, working with major hospital networks to accept Bitcoin payments and create a parallel economy where your healthcare dollars never touch the broken fiat system.
In this conversation, we dive deep into medical freedom, why the insurance industry is fundamentally broken, how CrowdHealth is achieving zero bankruptcies among their members, and Andy’s bold vision for a Bitcoin-powered healthcare future.
––– Offers & Discounts –––
🏥 CrowdHealth - Ditch your fiat health insurance like my family did. Join us at crowdhealth.
Use code: MATRIX || https://joincrowdhealth.com
🛡️ Meanwhile - Bitcoin Life Insurance
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🔐 MicroSeed - Next-Gen Seed Phrase Security
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Check out: https://microseed.io/?ref=MATRIX
🔑 Unchained - Get 10% OFF
Collaborative custody multisig vaults, Bitcoin loans & IRAs
Use code: MATRIX10 || https://www.unchained.com/matrix
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VISIT https://river.com/matrix
👕 Hodlers Official - Team Bitcoin Merch
Rep the best Bitcoin gear in the game
Use code: MATRIX for a discount || https://HodlersOfficial.com
🤝 Want to Sponsor the Show?
Support The Bitcoin Matrix and get in front of our community
VISIT https://thebitcoinmatrix.com/sponsors/
––– Support My Work –––
Paypal: https://www.paypal.biz/BitcoinMatrix
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Cash App: https://cash.app/$BitcoinMatrix
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PO Box: The Bitcoin Matrix, P.O. Box 18056, Sarasota, FL 34231
––– Get To Know Today's Guest –––
• Follow Andy on X:https://x.com/andyjschoonover
• Follow Crowdhealt on X: https://x.com/joincrowdhealth
• Check out: joincrowdhealth.com
––– Socials –––
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––– Chapters –––
00:00 - Intro
01:53 - Bitcoin & Healthcare: Parallel Verticals
03:04 - Why Healthcare Costs Are Exploding
06:58 - Broken Incentives & Why Nobody Changes
11:17 - Ad Break: Crowd Health
12:46 - Healthcare Tied to Your Job: A WWII Relic
17:17 - How Crowd Health Works
21:33 - The Community & Bitcoin Stacking
28:03 - ER Bills, Upcoding & Insurance Opacity
31:54 - Ad Break: Micro Seed
32:22 - Bill Negotiation & Finding Better Providers
42:19 - Telehealth & Mental Health
52:29 - Who Should Join & the Diabetes Program
57:07 - AI in Healthcare
1:00:11 - Bitcoin Circularity & the Vision for 2026
I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing.
Thank you for listening!
The information in all The Bitcoin Matrix Podcast episodes and content is based on hypothetical assumptions and is intended for illustrative purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. This video is provided for entertainment purposes only. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader, user, and/or viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these videos.
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15
Jeff Booth on AI, Bitcoin, and Falling Prices
The Bitcoin Matrix Podcast February 5, 2026 6:07 pm